Campbell County property record for 17 Sturbridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,962 sqft · built 1988 |
| Lot Size | 0.351 acres (15,311 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2010) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-294.00 |
| Primary APN | 999-99-19-294.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,311 sqft (0.351 acres) |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 17 STURBRIDGE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SEC 1 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-294.00
Assessment roll updated March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2010 · Amount on Record |
| Deed Sale | Oct 07, 2010 · Amount on Record |
| Deed Document Number | 201010 07 019 00073 |
| Deed Book / Page | 296 / 577 |
| Prior Transfer Date | Jul 24, 2009 |
| Prior Transfer Doc | 0001900106 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 17 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0005149130 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | M1073/516 |
| Instrument | 5149130 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 17 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005066378 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | M947/839 |
| Instrument | 5066378 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2032 |
Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,971.00 (-15.86%) Homeowner's exemption | $294,300 (-) Land $40,000 Building $254,300 | $294,300 (-) Land $40,000 Building $254,300 |
| 2023 | $3,531.00 (+22.82%) | $294,300 (+27.95%) Land $40,000 Building $254,300 | $294,300 (+27.95%) Land $40,000 Building $254,300 |
| 2022 | $2,875.00 | $230,010 Land $24,000 Building $206,010 | $230,010 Land $24,000 Building $206,010 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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