16 Sturbridge Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 16 Sturbridge Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,316 sqft · built 1987
Owner	Individual Name on File
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-20-091.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-20-091.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Dimensions	165 ft deep x 80 ft wide
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999920091.00
Street Address	16 STURBRIDGE DR
City	COLD SPRING
State	KY
Zip	41076-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SEC 1 STURBRIDGE
Legal Subdivision	STURBRIDGE
Legal Phase	1
Legal Lot Number	8
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4004
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-20-091.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16 STURBRIDGE DR, COLD SPRING, KY 41076-2175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Apr 10, 2013 · Amount on Record
Last Transfer Date	Nov 15, 2021
Transfer Doc	0005143710
Record Updated	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Nov 15, 2021
Property Address	16 STURBRIDGE DR, COLD SPRING, KY 41076-2175
Document Number	0005143710
Book / Page	D350 / 495
Map Reference	MB 8-A
Instrument Date	Aug 11, 2021
Instrument	5143710
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 STURBRIDGE DR, COLD SPRING, KY 41076-2175

Mortgage

Document Number	0005143711
Date	Nov 15, 2021
Instrument	5143711

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00 (+0.99%)	$312,500 (-) Land $40,000 Building $272,500	$312,500 (-) Land $40,000 Building $272,500
2023	$3,750.00 (+22.95%)	$312,500 (+28.06%) Land $40,000 Building $272,500	$312,500 (+28.06%) Land $40,000 Building $272,500
2022	$3,050.00	$244,020 Land $24,000 Building $220,020	$244,020 Land $24,000 Building $220,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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