17 Standish Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 17 Standish Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,896 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jan 2020)
Tax Bill	$12,316 (2026)
Deeds & Mortgages	Oct 2022 Refinance Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21520-21`

Property Details

APN / Parcel Number

Primary APN	`21520-21`
Alternative APNs	`WATE M:0424 B:0019 L:0084` `6226`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	3,146 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	6226
Street Address	17 STANDISH RD
City	WATERTOWN
State	MA
Zip	02472-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Block	19
Legal Lot Number	84
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1001
Census Tract	370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 STANDISH RD, WATERTOWN, MA 02472-3378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Jan 23, 2020	Personal Representative Deed, Transfer · Conventional Mortgage WINCHESTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	17 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001925780
Date	Oct 27, 2022
Instrument	1925780

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

January 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jan 23, 2020
Property Address	17 STANDISH RD, WATERTOWN, MA 02472-3378
Document Number	0001834811
Instrument Date	Jan 15, 2020
Instrument	1834811
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 STANDISH RD WATERTOWN MA 024723378, WATERTOWN, MA 02472-3378

Mortgage

Document Number	1834812
Date	Jan 23, 2020
Instrument	1834812

Lender

Name	WINCHESTER SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,316.00 (+6.22%)	$1,009,500 (+1.69%) Land $607,200 Building $402,300	$995,030 (-)
2025	$11,595.00 (+5.96%)	$992,700 (+6.14%) Land $607,200 Building $385,500	$995,030 (-0.23%)
2024	$10,943.00 (-5.11%)	$935,300 (+10.14%) Land $582,000 Building $353,300	$997,310
2023	$11,532.00	$849,200 Land $545,600 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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