11 Standish Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 11 Standish Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,232 sqft · built 1918
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (May 2004)
Tax Bill	$15,363 (2026)
Deeds & Mortgages	Feb 2022 Refinance Nov 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21500-29`

Property Details

APN / Parcel Number

Primary APN	`21500-29`
Alternative APNs	`WATE M:0424 B:0020 L:0083` `6228`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,726 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	6228
Street Address	11 STANDISH RD
City	WATERTOWN
State	MA
Zip	02472-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Subdivision	PLAN 9938C
Legal Block	20
Legal Lot Number	83
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1001
Census Tract	370202

Owner

11 Standish Rd is owned and occupied by two individuals who bought it in May 2004.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLTRUST CREDIT UNION
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLTRUST CREDIT UNION
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLTRUST CREDIT UNION
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLTRUST CREDIT UNION
Dec 12, 2019	Deed of Trust, Mortgage SANTANDER BK NA
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERTOWN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2004 · Amount on File
Deed Sale	May 24, 2004 · Amount on File
Deed Book / Page	1284 / 164
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001907780
Date	Feb 28, 2022
Instrument	1907780

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001899404
Date	Nov 16, 2021
Instrument	1899404

Lender

Name	ALLTRUST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001899405
Date	Nov 16, 2021
Instrument	1899405

Lender

Name	ALLTRUST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1899405
Date	Nov 16, 2021
Instrument	1899405

Lender

Name	ALLTRUST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1899404
Date	Nov 16, 2021
Instrument	1899404

Lender

Name	ALLTRUST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Document Number	0000031343
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 STANDISH RD WATERTOWN MA 024723378, WATERTOWN, MA 02472-3378

Mortgage

Document Number	0000031343
Date	Dec 13, 2019
Instrument	31343

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 STANDISH RD, WATERTOWN, MA 02472-3378
Document Number	0001753463
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001753463
Date	Feb 6, 2017
Instrument	1753463

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Standish Rd was $15,363, up 6.6% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,363.00 (+6.55%)	$1,259,300 (+2.02%) Land $607,200 Building $652,100	$1,114,065 (-)
2025	$14,418.00 (+8.73%)	$1,234,400 (+8.92%) Land $607,200 Building $627,200	$1,114,065 (-1.78%)
2024	$13,260.00 (-5.33%)	$1,133,300 (+9.88%) Land $582,000 Building $551,300	$1,134,205
2023	$14,006.00	$1,031,400 Land $545,600 Building $485,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Standish Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Standish Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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