17 River Oaks Cir E, Buffalo Grove, IL 60089 Property Records

Lake County property record for 17 River Oaks Cir E, Buffalo Grove, IL 60089 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,882 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$1,005,000 (Aug 2024)
Tax Bill	$24,635 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-16-207-021`

Property Details

APN / Parcel Number

Primary APN	`15-16-207-021`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,882 sqft Living Area
Gross Area	5,992 sqft
1st Floor Area	1,753 sqft
Upper Floors Area	1,814 sqft
Basement Area	1,753 sqft
Finished Basement	1,315 sqft
Unfinished Basement	438 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	17 RIVER OAKS CIR E
City	BUFFALO GROVE
State	IL
Zip	60089-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS SUBDIVISION; LOT 8
Legal Subdivision	RIVER OAKS SUBDIVISION
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1018
Census Tract	864514

Owner

Source: Lake County records · APN 15-16-207-021

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Dec 02, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 02, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2024 · Amount on Record
Deed Sale	Aug 01, 2024 · Amount on Record
Prior Sale	Dec 02, 2020 · Amount on Record
Deed Document Number	20248048290
Last Transfer Date	Jun 04, 2026
Transfer Doc	0008178239
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jun 30, 2026
Property Address	17 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0008178239
Instrument Date	Jun 04, 2026
Instrument	20268178239
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804

Mortgage

Document Number	0008178240,
Date	Jun 30, 2026
Instrument	20268178240

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 02, 2020
Property Address	17 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0007722103
Map Reference	DOC 4594005
Instrument Date	Nov 06, 2020
Instrument	7722103
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804

Mortgage

Document Number	0007722104
Date	Dec 02, 2020
Instrument	7722104

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	May 02, 2017
Property Address	17 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0007391175
Instrument Date	Jul 19, 2016
Instrument	7391175
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 RIVER OAKS CIR E BUFFALO GROVE IL 600898804, BUFFALO GROVE, IL 60089-8804

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Buffalo Grove Village
County	Lake County
County Subdivision	Vernon Township
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,635.00 (+3.57%)	$291,001 (+102.12%) Land $56,336 Building $234,665	$873,090 (+102.12%) Land $169,025 Building $704,065
2024	$23,785.00 (+31.66%)
2023	$18,066.00 (-14.79%)	$143,977 (-27.58%) Land $49,128 Building $94,849	$431,974 (-27.58%) Land $147,399 Building $284,575
2022	$21,201.00	$198,800 Land $51,181 Building $147,619	$596,459 Land $153,558 Building $442,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978645141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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