13 River Oaks Cir E, Buffalo Grove, IL 60089 Property Records

Lake County property record for 13 River Oaks Cir E, Buffalo Grove, IL 60089 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,698 sqft · built 2001
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$508,000 (Nov 2001)
Tax Bill	$23,926 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-16-207-019`

Property Details

APN / Parcel Number

Primary APN	`15-16-207-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,698 sqft Living Area
Gross Area	6,278 sqft
1st Floor Area	1,929 sqft
Upper Floors Area	1,769 sqft
Basement Area	1,929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	913 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	13 RIVER OAKS CIR E
City	BUFFALO GROVE
State	IL
Zip	60089-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS SUBDIVISION; LOT 6
Legal Subdivision	RIVER OAKS SUBDIVISION
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1018
Census Tract	864514

Owner

Source: Lake County records · APN 15-16-207-019

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 24, 2019	Deed of Trust, Mortgage · ARM PROVIDENT FUNDING ASSOCIATES LP
Nov 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 02, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2001 · Amount on Record
Deed Sale	Nov 05, 2001 · Amount on Record
Deed Document Number	20014795714
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	13 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007865957
Date	Jan 26, 2022
Instrument	7865957

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	13 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007753852
Date	Feb 23, 2021
Instrument	7753852

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	13 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007557187
Date	Apr 24, 2019
Instrument	7557187

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	13 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0007616988
Instrument Date	Nov 01, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 RIVER OAKS CIR E BUFFALO GROVE IL 600898804, BUFFALO GROVE, IL 60089-8804

Mortgage

Document Number	0007616988
Date	Dec 17, 2019
Instrument	7616988

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	May 02, 2017
Property Address	13 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0007391175
Instrument Date	Jul 19, 2016
Instrument	7391175
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 RIVER OAKS CIR E BUFFALO GROVE IL 600898804, BUFFALO GROVE, IL 60089-8804

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Buffalo Grove Village
County	Lake County
County Subdivision	Vernon Township
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,678 (+14.67%) Land $65,738 Building $226,940	$878,122 (+14.67%) Land $197,234 Building $680,888
2024	$23,926.00 (+10.25%)
2023	$21,702.00 (+3.61%)	$255,230 (+7.42%) Land $57,327 Building $197,903	$765,766 (+7.42%) Land $171,998 Building $593,768
2022	$20,945.00	$237,605 Land $53,368 Building $184,237	$712,886 Land $160,120 Building $552,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978645141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

13 River Oaks Cir E, Buffalo Grove, IL 60089 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on River Oaks Cir E

Nearby Streets

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