Middlesex County and Winchester Town property record for 17 Pine St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,747 sqft · built 1880 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,360,000 (Jun 2017) |
| Tax Bill | $25,419 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:016 B:0265 L:0 |
| Primary APN | WINC M:016 B:0265 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,747 sqft Living Area |
| Gross Area | 5,389 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 17 PINE ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-1777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 265 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 338300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Firth-Glengarry Historic District listed 1989 · 47 contributing resources · NRIS 89000662 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 PINE ST, WINCHESTER, MA 01890-1777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FM HOME LOANS LLC |
| Jun 28, 2017 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Aug 7, 2003 · Amount on Record |
| Deed Document Number | 201799354 |
| Deed Book / Page | 69515 / 278 |
| Transfer Doc | 069515-278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Aug 10, 2026 |
| Property Address | 17 PINE ST, WINCHESTER, MA 01890-1777 |
| Document Number | 0000100373 |
| Book / Page | 85994 / 510 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026100373 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17 PINE ST, WINCHESTER, MA 01890-1777 |
| Document Number | 0000100373, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 85994/510 |
| Instrument | 2026100373 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 17 PINE ST, WINCHESTER, MA 01890-1777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76137-384 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 76137/384 |
| Instrument | 210461 |
| Name | FM HOME LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Jun 28, 2017 |
| Property Address | 17 PINE ST, WINCHESTER, MA 01890-1777 |
| Document Number | 69515-278 |
| Book / Page | 69515 / 278 |
| Instrument | 99354 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.16 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 PINE ST, WINCHESTER, MA 01890-1777 |
| Document Number | 695150281 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 69515/0281 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,419.00 (+10,232.93%) | $2,294,100 (+3.05%) Land $1,204,000 Building $1,090,100 | $2,290,133 (+26.42%) |
| 2025 | $246.00 (-99.01%) | $2,226,300 (+1.81%) Land $1,169,600 Building $1,056,700 | $1,811,460 |
| 2024 | $24,776.00 (+0.31%) | $2,186,800 (+4.48%) Land $1,135,200 Building $1,051,600 | |
| 2023 | $24,699.00 | $2,093,100 Land $1,066,400 Building $1,026,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 47 condo units |
| Nearby Flood Claims | 11 (1978–2010) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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