Middlesex County and Winchester Town property record for 11 Pine St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,007 sqft · built 1911 |
| Lot Size | 0.282 acres (12,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,500 (Apr 1993) |
| Tax Bill | $25,214 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:016 B:0233 L:0 |
| Primary APN | WINC M:016 B:0233 L:0 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,007 sqft Living Area |
| Gross Area | 6,681 sqft |
| Basement Area | 1,659 sqft |
| Unfinished Basement | 1,659 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 12,288 sqft (0.282 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11 PINE ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Subdivision | AMERICAN SURVEYING CO |
| Legal Block | 233 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 338300 |
Source: Middlesex County and Winchester Town records · APN WINC M:016 B:0233 L:0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PINE ST, WINCHESTER, MA 01890-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 1993 · Amount on Record |
| Deed Sale | Apr 26, 1993 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 11 PINE ST, WINCHESTER, MA 01890-2543 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084122-574 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 84122/574 |
| Instrument | 55936 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 11 PINE ST, WINCHESTER, MA 01890-2543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77428-162 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 77428/162 |
| Instrument | 76043 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,214.00 (+1.56%) | $2,273,600 (+3.76%) Land $1,176,500 Building $1,097,100 | $1,986,830 |
| 2024 | $24,827.00 (+7.26%) | $2,191,300 (+11.71%) Land $1,141,900 Building $1,049,400 | |
| 2023 | $23,147.00 | $1,961,600 Land $1,072,700 Building $888,900 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 47 condo units |
| Nearby Flood Claims | 11 (1978–2010) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Firth-Glengarry Historic District listed 1989 · 47 contributing resources · NRIS 89000662 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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