17 Oakley Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 17 Oakley Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,302 sqft · built 1932
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$1,132,000 (Feb 2017)
Tax Bill	$20,634 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-01703-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`18-01703-0000-00003`
Alternative APNs	`1800104A00018` `180170300003`

Interior

Stories	2 Stories
Building Area	2,302 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Stucco
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	1800104A00018
Street Address	17 OAKLEY AVE
City	SUMMIT
State	NJ
Zip	07901-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	WM OAKLEY RAYMOND
Legal Block	1703
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3010
Census Tract	37800

Owner

17 Oakley Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Jan 17, 2020	Grant Deed, Transfer INVESTORS BK
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Feb 3, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on File
Deed Sale	Feb 3, 2017 · Amount on File
Prior Sale	Dec 20, 2011 · Amount on File
Deed Document Number	2017282993
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717

Mortgage

Document Number	0153502759
Date	Apr 6, 2023
Book Page	15350/2759
Instrument	50692

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149490697
Date	Apr 28, 2021
Book Page	14949/697
Instrument	10680

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 17, 2020
Property Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717
Document Number	0063552709
Book / Page	006355 / 002709
Instrument Date	Dec 20, 2019
Instrument	321169
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 OAKLEY AVE SUMMIT NJ 079011717, SUMMIT, NJ 07901-1717

Mortgage

Document Number	146412518
Date	Jan 17, 2020
Book Page	014641/002518
Instrument	685278

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717
Document Number	0143012272
Book / Page	014301 / 002272
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 OAKLEY AVE SUMMIT NJ 079011717, SUMMIT, NJ 07901-1717

Mortgage

Document Number	0143012272
Date	Jul 17, 2017
Book Page	014301/002272
Instrument	643271

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 16, 2042

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 3, 2017
Property Address	17 OAKLEY AVE, SUMMIT, NJ 07901-1717
Document Number	0061700669
Book / Page	006170 / 000669
Instrument Date	Jan 26, 2017
Instrument	282993
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 OAKLEY AVE SUMMIT NJ 079011717, SUMMIT, NJ 07901-1717

Mortgage

Document Number	142290112
Date	Feb 3, 2017
Book Page	014229/000112
Instrument	636062

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17 Oakley Ave was $20,634, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,500 (-) Land $188,500 Building $273,000	$461,500 (-) Land $188,500 Building $273,000
2025	$20,634.00 (+2.65%)	$461,500 Land $188,500 Building $273,000	$461,500 Land $188,500 Building $273,000
2024	$20,102.00
2023		$461,500 Land $188,500 Building $273,000	$461,500 Land $188,500 Building $273,000
2022	$19,766.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17 Oakley Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Oakley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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