Union County and Summit City property record for 25 Oakley Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,580 sqft · built 1923 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,373,000 (Jul 2015) |
| Tax Bill | $24,210 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01703-0000-00007 |
| Primary APN | 18-01703-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Dimensions | 133 ft deep x 75 ft wide |
| Old Parcel Number | 1800104A00022 |
|---|---|
| Street Address | 25 OAKLEY AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | W OAKLEY RAYMOND |
| Legal Block | 1703 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 37800 |
25 Oakley Ave is owned and occupied by two individuals who bought it in July 2015.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 OAKLEY AVE, SUMMIT, NJ 07901-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on File |
| Deed Sale | Jul 8, 2015 · Amount on File |
| Prior Sale | Jul 6, 2007 · Amount on File |
| Deed Document Number | 2015262997 |
| Deed Book / Page | 6067 / 369 |
| Prior Transfer Date | May 13, 1999 |
| Prior Transfer Doc | 0000066391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 25 OAKLEY AVE, SUMMIT, NJ 07901-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | TSG TITLE AGENCY INC, ATS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0154632564 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 15463/2564 |
| Instrument | 61284 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.16% |
| Type Change Date | Mar 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Margin | 3 |
| Max Rate | 11.1% |
The 2025 property tax bill for 25 Oakley Ave was $24,210, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $541,500 (-) Land $188,500 Building $353,000 | $541,500 (-) Land $188,500 Building $353,000 | |
| 2025 | $24,210.00 (+2.64%) | $541,500 Land $188,500 Building $353,000 | $541,500 Land $188,500 Building $353,000 |
| 2024 | $23,587.00 | ||
| 2023 | $491,300 Land $188,500 Building $302,800 | $491,300 Land $188,500 Building $302,800 | |
| 2022 | $21,042.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 25 Oakley Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Oakley Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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