17 Oak Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 17 Oak Rd, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,552 sqft · built 1950
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$1,080 (Jan 2021)
Tax Bill$8,940 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN040 043

Property Details

APN / Parcel Number

Primary APN040 043
Alternative APN
  • 6344470

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,552 sqft Living Area
1st Floor Area2,138 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2010
Exterior MaterialWood Siding
Lot Area23,087 sqft (0.53 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area652 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address17 OAK RD
CitySALISBURY
StateNC
Zip28144-6909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL17 BLK F
Legal BlockF
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1005
Census Tract50500

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 OAK RD, SALISBURY, NC 28144-6909
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Jan 26, 2021Warranty Deed, Transfer
Aug 11, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Prior SaleAug 11, 2017 · Amount on Record
Deed Book / Page1366 / 624
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address17 OAK RD, SALISBURY, NC 28144-6909
Transaction TypeMortgage
Record UpdatedOct 5, 2023
Title CompanyNOT AVAILABLE, BNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014300152
DateSep 22, 2023
Book Page1430/152
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term167 Months
DueAug 2, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address17 OAK RD, SALISBURY, NC 28144-6909
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 OAK RD, SALISBURY, NC 28144-6909

Mortgage

Document Number0014080010
DateAug 15, 2022
Book Page1408/10
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 2, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 26, 2021
Property Address17 OAK RD, SALISBURY, NC 28144-6909
Document Number0013660624
Book / Page1366 / 624
Map ReferenceMB 9995 PG 262A
Instrument DateJan 26, 2021
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Tax$1,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 KINGSBRIDGE RD, 201, SALISBURY, NC 28144-8309

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 OAK RD, SALISBURY, NC 28144-6909

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 11, 2017
Property Address17 OAK RD, SALISBURY, NC 28144-6909
Document Number0012940668
Book / Page001294 / 000668
Instrument DateAug 10, 2017
Transaction TypeTransfer
Record UpdatedAug 25, 2017

Transaction

AmountAmount Recorded
Tax$476.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 OAK RD SALISBURY NC 281446909, SALISBURY, NC 28144-6909

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,940.00$747,535 (-) Land $175,000 Building $572,535$747,535 (-) Land $175,000 Building $572,535
2023$8,940.00$747,535 Land $175,000 Building $572,535$747,535 Land $175,000 Building $572,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1983–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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