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17 Memory Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 17 Memory Ln, Schenectady, NY 12306 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,092 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2020)
Tax Bill$6,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 58.16-1-36
Alternative APN
  • 280005801600010360000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,092 sqft Living Area
1st Floor1,092 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,890 sqft (0.25 acres)
Depth X Width150 ft x 71 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area360 sqft Garage
Shed1 Shed
Shed Area60 sqft Shed
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address17 MEMORY LN
CitySCHENECTADY
StateNY
Zip12306-3415
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCOLONIAL PARK ESTATES
Legal Block1
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1014
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.16-1-36

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address17 MEMORY LN, SCHENECTADY, NY 12306-3415
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION CREDIT UNION
Nov 05, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEFCU MORTGAGE SERVICES
Jul 08, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Deed Doc Number202034280
Deed Book / Page2044 / 993
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0000019591
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateAug 07, 2026
Property Address17 MEMORY LN, SCHENECTADY, NY 12306-3415
Document Number0000017683
Instrument DateJul 15, 2026
Instrument202617683
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 MEMORY LN, SCHENECTADY, NY 12306-3415

Mortgage

Document Number0000017683,
DateAug 07, 2026
Instrument202617683
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 05, 2020
Property Address17 MEMORY LN, SCHENECTADY, NY 12306-3415
Document Number0000034280
Book / Page2044 / 993
Instrument DateSep 28, 2020
Instrument202034280
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1048 MARY LN, 1048, SCHENECTADY, NY 12306-1133

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 PALMA AVE, SCHENECTADY, NY 12306-2828

Mortgage

Document Number0000034282
DateNov 05, 2020
Instrument202034282
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 08, 2020
Property Address17 MEMORY LN, SCHENECTADY, NY 12306-3415
Document Number0000019591
Book / Page002037 / 000596
Instrument DateJun 30, 2020
Instrument19591
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1048 MARY LN SCHENECTADY NY 123061133, SCHENECTADY, NY 12306-1133

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,622.00$165,000 (-) Land $18,800 Building $146,200$253,800 (+16.9%) Land $28,918 Building $224,882
2023$165,000 (-) Land $18,800 Building $146,200$217,100 (+9.21%) Land $24,736 Building $192,364
2022$165,000 Land $18,800 Building $146,200$198,800 Land $22,651 Building $176,149

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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