Berks County property record for 17 Margaret Dr, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 998 sqft · built 1951 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jan 2024) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4396-06-38-9534 |
| Primary APN | 4396-06-38-9534 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 998 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96970464 |
|---|---|
| Street Address | 17 MARGARET DR |
| City | READING |
| State | PA |
| Zip | 19609-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PLAN/WYOMISSING MANOR |
| Legal Block | 38 |
| Legal Lot Number | 39 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WYOMISSING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11000 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 MARGARET DR, READING, PA 19609-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Sep 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU |
| Dec 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU |
| May 6, 2022 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on Record |
| Deed Sale | Jan 2, 2024 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 202441 |
| Prior Transfer Date | Dec 11, 2023 |
| Prior Transfer Doc | 0000000041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 2, 2024 |
| Property Address | 17 MARGARET DR, READING, PA 19609-1715 |
| Document Number | 0000000041 |
| Map Reference | MB 9 PG 60 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2024000041 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | HERITAGE LAND TRANSFER COMPANY, HERITAGE LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 MARGARET DR, READING, PA 19609-1715 |
| Document Number | 0000000042 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 2024000042 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 17 MARGARET DR, READING, PA 19609-1715 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000026551 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023026551 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 12, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 17 MARGARET DR, READING, PA 19609-1715 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046879 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022046879 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 5, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 17 MARGARET DR, READING, PA 19609-1715 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019098 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022019098 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Wyomissing Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234.00 (+13.94%) Homeowner's exemption | $78,800 (-) Land $28,000 Building $50,800 | $28,000 (-64.47%) Land $28,000 |
| 2024 | $1,083.00 (-69.12%) | $78,800 (-) Land $28,000 Building $50,800 | |
| 2023 | $3,507.00 Homeowner's exemption | $78,800 Land $28,000 Building $50,800 | |
| 1994 | $78,800 Land $28,000 Building $50,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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