Berks County property record for 13 Margaret Dr, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,517 sqft · built 1951 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,900 (Feb 2017) |
| Tax Bill | $1,376 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4396-06-38-8523 |
| Primary APN | 4396-06-38-8523 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 1,709 sqft |
| 1st Floor Area | 1,517 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96970454 |
|---|---|
| Street Address | 13 MARGARET DR |
| City | READING |
| State | PA |
| Zip | 19609-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WYOMISSING MANOR |
| Legal Block | 38 |
| Legal Lot Number | 37 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WYOMISSING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11000 |
13 Margaret Dr is owned and occupied by two individuals who bought it in February 2017.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 MARGARET DR, READING, PA 19609-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit MID PENN BANK |
| Feb 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2017 · Amount on File |
| Deed Sale | Feb 15, 2017 · Amount on File |
| Prior Sale | Jan 3, 2005 · Amount on File |
| Deed Document Number | 20175885 |
| Prior Transfer Date | Apr 16, 2008 |
| Prior Transfer Doc | 0000020031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 13 MARGARET DR, READING, PA 19609-1715 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13 MARGARET DR, READING, PA 19609-1715 |
| Document Number | 0000045364 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022045364 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 13 MARGARET DR, READING, PA 19609-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005886 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017005886 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 13 MARGARET DR, READING, PA 19609-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023350 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020023350 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | READING, PA 19610 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 15, 2040 |
The 2026 property tax bill for 13 Margaret Dr was $1,376.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Wyomissing Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,376.00 | $87,900 Land $28,600 Building $59,300 | $28,600 Land $28,600 |
| 2024 | $1,208.00 | $87,900 Land $28,600 Building $59,300 | |
| 1994 | $87,900 Land $28,600 Building $59,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Margaret Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13 Margaret Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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