17 Main St, Sutter Creek, CA 95685 Property Records

Amador County property record for 17 Main St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,070 sqft · built 1890
Lot Size	0.316 acres (13,756 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Mar 2007)
Tax Bill	$6,547 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-203-002-000`

Property Details

APN / Parcel Number

Primary APN	`018-203-002-000`
Alternative APN	`1820300200`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1967
Construction Type	Wood
Lot Area	13,756 sqft (0.316 acres)
Garage Type	Detached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	17 MAIN ST
City	SUTTER CREEK
State	CA
Zip	95685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 2 BLK 22
Legal Subdivision	CITY/SUTTER CRK
Legal Block	22
Legal Lot Number	2
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1058
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1886, SUTTER CREEK, CA 95685-1886
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 22, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2007 · Amount on Record
Deed Sale	Mar 23, 2007 · Amount on Record
Deed Document Number	20073302
Last Transfer Date	Jan 9, 2013
Transfer Doc	0000000823
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	17 MAIN ST, SUTTER CREEK, CA 95685
Document Number	0000007530
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 MAIN ST SUTTER CREEK CA 95685, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000007530
Date	Sep 1, 2020
Instrument	7530

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 31, 2095

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	17 MAIN ST, SUTTER CREEK, CA 95685
Document Number	0000007529
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MAIN ST SUTTER CREEK CA 95685, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000007529
Date	Sep 1, 2020
Instrument	7529

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 31, 2095

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,737 (+2%) Land $314,307 Building $353,430
2025	$6,547.00 (+1.91%) Homeowner's exemption	$654,645 (+4.04%) Land $308,145 Building $346,500
2024	$6,424.00 (+2.03%)		$606,600
2023	$6,296.00 (+1.91%) Homeowner's exemption	$629,226 Land $296,180 Building $333,046
2022	$6,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net.

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