15 Main St, Sutter Creek, CA 95685 Property Records

Amador County property record for 15 Main St, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 1930
Lot Size0.295 acres (12,860 sqft)
Owner2 Company Names on Record
Tax Bill$2,262 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN018-203-001-000

Property Details

APN / Parcel Number

Primary APN018-203-001-000
Alternative APN
  • 1820300100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,921 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Lot Area12,860 sqft (0.295 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15 MAIN ST
CitySUTTER CREEK
StateCA
Zip95685-4175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal DescriptionLOT 1 BLK 22
Legal SubdivisionSUTTER CREEK
Legal Block22
Legal Lot Number1
JurisdictionAMADOR CA
Township / Civil DivisionIONE
Census Block Group1
Census Block1058
Census Tract303

Owner

Source: Amador County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address15 MAIN ST, SUTTER CREEK, CA 95685-4175
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 18, 2024
Transfer Doc0000004140
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address15 MAIN ST, SUTTER CREEK, CA 95685-4175
Document Number0000001449
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018
Title CompanySPL INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 188 SUTTER CREEK CA 956850188, SUTTER CREEK, CA 95685-0188

Mortgage

Document Number0000001449
DateMar 1, 2018
Instrument1449
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
MunicipalitySutter Creek City
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,356 (+2%) Land $14,988 Building $220,368
2025$2,262.00 (+4.1%) Homeowner's exemption$230,743 (+4.04%) Land $14,695 Building $216,048
2024$580,590
2023$2,173.00 (+1.97%) Homeowner's exemption$221,784 Land $14,125 Building $207,659
2022$2,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1980–2022)
Claims Outside the SFHA2 of 9
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAWA, TANNER
serves 4,940 people · EPA ID CA0310003
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cal.net.

Nearby Properties on Main St

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