17 Highpoint Dr, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 17 Highpoint Dr, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,568 sqft · built 1994
Lot Size	7.06 acres (307,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Apr 2023)
Tax Bill	$9,952 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0008 L:0227`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0008 L:0227`
Alternative APN	`3851`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,568 sqft Living Area
Gross Area	6,882 sqft
1st Floor Area	1,980 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	307,629 sqft (7.06 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3851
Street Address	17 HIGHPOINT DR
City	NORTH SMITHFIELD
State	RI
Zip	02896-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	227
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	1
Census Block	1036
Census Tract	12803

Owner

Source: North Smithfield Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COASTAL ONE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Book / Page	966 / 23
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	17 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004514-239
Date	Nov 5, 2021
Book Page	4514/239
Instrument	202100009212

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	17 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000967-154
Date	May 17, 2023
Book Page	967/154
Instrument	50649

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	17 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000959-319
Date	Jan 9, 2023
Book Page	959/319
Instrument	50064

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Apr 24, 2023
Property Address	17 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8018
Document Number	0000966-23
Book / Page	966 / 23
Instrument Date	Apr 21, 2023
Instrument	50532
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8018

Mortgage

Document Number	0000050533
Date	Apr 24, 2023
Instrument	50533

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,952.00 (+1.07%)	$865,400 (+25.24%) Land $222,700 Building $642,700
2023	$9,847.00 (+2.44%)	$691,000 (-) Land $195,200 Building $495,800
2022	$9,612.00	$691,000 Land $195,200 Building $495,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1982–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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