14 Highpoint Dr, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 14 Highpoint Dr, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,888 sqft · built 1978
Lot Size	1.5 acres (65,436 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2008)
Tax Bill	$10,478 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0005 L:0467`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0005 L:0467`
Alternative APN	`1499`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,888 sqft Living Area
Gross Area	10,019 sqft
1st Floor Area	2,783 sqft
Basement Area	2,842 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,436 sqft (1.5 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1499
Street Address	14 HIGHPOINT DR
City	NORTH SMITHFIELD
State	RI
Zip	02896-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	467
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	1
Census Block	1036
Census Tract	12803

Owner

14 Highpoint Dr is owned and occupied by two individuals who acquired it in July 2022.

Source: North Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 14, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2008 · Amount on File
Deed Sale	Aug 29, 2008 · Amount on File
Deed Book / Page	437 / 108
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000947-16
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Aug 24, 2026
Property Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017
Document Number	0000057080
Book / Page	1056 / 212
Instrument Date	Jan 23, 2026
Instrument	202657080
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017

Mortgage

Document Number	0000057080,
Date	Aug 24, 2026
Book Page	1056/212
Instrument	202657080

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Jul 14, 2022
Property Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017
Document Number	0000947-16
Book / Page	947 / 16
Instrument Date	Jul 13, 2022
Instrument	49051
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000934-212
Date	Mar 1, 2022
Book Page	934/212
Instrument	48118

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	14 HIGHPOINT DR, NORTH SMITHFIELD, RI 02896-8017
Document Number	785-303
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HIGHPOINT DR NORTH SMITHFIELD RI 028968017, NORTH SMITHFIELD, RI 02896-8017

Mortgage

Document Number	785-303
Date	Jun 29, 2018
Book Page	000785/000303

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Highpoint Dr was $10,478.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,478.00	$911,100 Land $162,600 Building $748,500	$875,562
2023	$9,468.00 (+2.45%)	$664,400 (-) Land $135,100 Building $529,300
2022	$9,242.00	$664,400 Land $135,100 Building $529,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Highpoint Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1982–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Highpoint Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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