Essex County and Gloucester City property record for 17 Harvard St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,305 sqft · built 1900 |
| Lot Size | 0.083 acres (3,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $18,000 (Apr 1974) |
| Tax Bill | $4,586 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0022 B:0026 L:0000 |
| Primary APN | GLOU M:0022 B:0026 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 929 sqft |
| Basement Area | 767 sqft |
| Unfinished Basement | 671 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,621 sqft (0.083 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 17 HARVARD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 26 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 HARVARD ST, GLOUCESTER, MA 01930-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1974 · Amount on Record |
| Deed Sale | Apr 1, 1974 · Amount on Record |
| Deed Book / Page | 6056 / 222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 4, 2026 |
| Property Address | 17 HARVARD ST, GLOUCESTER, MA 01930-2508 |
| Document Number | 043365-542 |
| Book / Page | 43365 / 542 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20262630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17 HARVARD ST, GLOUCESTER, MA 01930-2508 |
| Document Number | 0000002630, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 43365/542 |
| Instrument | 20262630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 17 HARVARD ST, GLOUCESTER, MA 01930-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35940-591 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 35940/591 |
| Instrument | 349 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,586.00 (-4.22%) | $471,800 (-4.13%) Land $139,000 Building $332,800 | |
| 2024 | $4,788.00 (+9.12%) | $492,100 (+18.75%) Land $132,400 Building $359,700 | $563,255 |
| 2023 | $4,388.00 | $414,400 Land $118,200 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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