Essex County and Gloucester City property record for 12 Harvard St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,949 sqft · built 1900 |
| Lot Size | 0.083 acres (3,620 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $125,000 (Jul 1994) |
| Tax Bill | $5,313 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0022 B:0043 L:0000 |
| Primary APN | GLOU M:0022 B:0043 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 1,949 sqft Living Area |
| Gross Area | 3,181 sqft |
| 1st Floor Area | 724 sqft |
| Basement Area | 724 sqft |
| Unfinished Basement | 724 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,620 sqft (0.083 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 HARVARD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 43 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6 REVERE ST, GLOUCESTER, MA 01930-1235 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 8, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Aug 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 1994 · Amount on Record |
| Deed Sale | Jul 20, 1994 · Amount on Record |
| Prior Sale | Apr 19, 1989 · Amount on Record |
| Deed Document Number | 1994 |
| Deed Book / Page | 12670 / 382 |
| Last Transfer Date | Apr 7, 2026 |
| Transfer Doc | 043319-291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 8, 2026 |
| Property Address | 12 HARVARD ST, GLOUCESTER, MA 01930-2509 |
| Document Number | 043319-291 |
| Book / Page | 43319 / 291 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20262130 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 REVERE ST, GLOUCESTER, MA 01930-1235 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 HARVARD ST, GLOUCESTER, MA 01930-2509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040077-291 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 40077/291 |
| Instrument | 20210713003200 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 HARVARD ST, GLOUCESTER, MA 01930-2509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38819-388 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 38819/388 |
| Instrument | 20200813004440 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,313.00 (+3.35%) | $570,700 (+7.9%) Land $150,100 Building $420,600 | $612,809 (-1.31%) |
| 2025 | $5,141.00 (+1.16%) | $528,900 (+1.26%) Land $139,000 Building $389,900 | |
| 2024 | $5,082.00 (+4.78%) | $522,300 (+14.04%) Land $132,400 Building $389,900 | $620,920 |
| 2023 | $4,850.00 | $458,000 Land $118,200 Building $339,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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