Hampden County and Westfield City property record for 17 Gold St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,530 sqft · built 1910 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Mar 2020) |
| Tax Bill | $4,033 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:20 L:109 |
| Primary APN | WFLD M:20 L:109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 3,414 sqft |
| Basement Area | 745 sqft |
| Unfinished Basement | 745 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,500 sqft (0.218 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 17 GOLD ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 109 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 812600 |
Source: Hampden County and Westfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 GOLD ST, WESTFIELD, MA 01085-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CREDIT UNION |
| Mar 3, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Deed Document Number | 202011882 |
| Deed Book / Page | 23112 / 16 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 28, 2026 |
| Property Address | 17 GOLD ST, WESTFIELD, MA 01085-4414 |
| Document Number | 0026348-28 |
| Book / Page | 26348 / 28 |
| Instrument Date | May 22, 2026 |
| Instrument | 202623625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17 GOLD ST, WESTFIELD, MA 01085-4414 |
| Document Number | 0000023625, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 26348/28 |
| Instrument | 202623625 |
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Mar 3, 2020 |
| Property Address | 17 GOLD ST, WESTFIELD, MA 01085-4414 |
| Document Number | 23112-16 |
| Book / Page | 23112 / 16 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 11882 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 GOLD ST, WESTFIELD, MA 01085-4414 |
| Document Number | 11883 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 11883 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2030 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,033.00 (+8.3%) | $265,700 (+21.16%) Land $97,300 Building $168,400 | $271,320 (+1.06%) |
| 2024 | $268,470 | ||
| 2023 | $3,724.00 | $219,300 Land $84,200 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 30 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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