10 Gold St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 10 Gold St, Westfield, MA 01085

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 2,340 sqft · built 1930
Lot Size0.265 acres (11,550 sqft)
OwnerIndividual Name on Record
Tax Bill$4,178 (2025)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone X (moderate risk)
APNWFLD M:20 L:129

Property Details

APN / Parcel Number

Primary APNWFLD M:20 L:129
Alternative APN
  • M:329020 B:00129 L:00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area2,340 sqft Living Area
Gross Area4,392 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area11,550 sqft (0.265 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 GOLD ST
CityWESTFIELD
StateMA
Zip01085-4415
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number129
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group2
Census Block2002
Census Tract812600

Owner

Source: Hampden County and Westfield City records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address137 WESTWOOD DR, WESTFIELD, MA 01085-3428
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2021: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionWESTFIELD MA
Recording DateFeb 1, 2021
Property Address10 GOLD ST, WESTFIELD, MA 01085-4415
Document Number23685-340
Book / Page23685 / 340
Instrument DateJan 22, 2021
Instrument7245
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,178.00 (+8.21%)$275,200 (+21.02%) Land $98,100 Building $177,100
2023$3,861.00$227,400 Land $84,900 Building $142,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies30 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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