17 Gilbert St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 17 Gilbert St, Cambridge, NY 12816

Property Summary

Property TypeBank, Financial Building
Details2,400 sqft · built 1990
Lot Size1.78 acres (77,537 sqft)
OwnerCompany Name on Record
Tax Bill$8,430 (2026)
Flood ZoneZone X (minimal risk)
APN535001 264.5-1-20.2

Property Details

APN / Parcel Number

Primary APN535001 264.5-1-20.2
Alternative APNs
  • 500126400500010200020000
  • 961A101924

Interior

Stories1 Story
Building Area2,400 sqft Gross Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Lot Area77,537 sqft (1.78 acres)
Lot Dimensions202 ft deep x 279 ft wide
PorchPorch
Porch Area60 sqft
Canopy360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A101924
Street Address17 GILBERT ST
CityCAMBRIDGE
StateNY
Zip12816-2614
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeGC
Legal DescriptionOFFICE BLDG LOT 1
Legal Block1
Legal Lot Number20.002
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1030
Census Tract92000

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address416 ROWLAND ST, BALLSTON SPA, NY 12020-2684
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,430.00 (+4.64%)
2025$8,056.00$150,000 (-) Land $31,200 Building $118,800$180,723 (+18.07%) Land $37,590 Building $143,133
2023$150,000 Land $31,200 Building $118,800$153,061 Land $31,837 Building $121,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER WORKS
private · serves 3,000 people · EPA ID NY5700117
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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