12 Gilbert St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 12 Gilbert St, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,432 sqft · built 1964
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$128,150 (Jan 1995)
Tax Bill$4,500 (2026)
Flood ZoneZone X (minimal risk)
APN535001 264.5-1-10

Property Details

APN / Parcel Number

Primary APN535001 264.5-1-10
Alternative APNs
  • 500126400500010100000000
  • 961A100392

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,000 sqft
Upper Floors Area432 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions130 ft deep x 121 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area250 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100392
Street Address12 GILBERT ST
CityCAMBRIDGE
StateNY
Zip12816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Block1
Legal Lot Number10.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1032
Census Tract92000

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 GILBERT ST, CAMBRIDGE, NY 12816-2615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 1995 · Amount on Record
Deed SaleJan 3, 1995 · Amount on Record
Deed Book / Page725 / 99
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,500.00 (+4.68%) Homeowner's exemption Senior Citizen's exemption
2025$4,299.00$135,000 (-) Land $15,800 Building $119,200$162,651 (+18.07%) Land $19,036 Building $143,615
2023$135,000 Land $15,800 Building $119,200$137,755 Land $16,122 Building $121,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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