17 Germain St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 17 Germain St, Worcester, MA 01602 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,102 sqft · built 1897
Lot Size	0.172 acres (7,502 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (May 2025)
Tax Bill	$8,544 (2025)
Deeds & Mortgages	Jan 2021 Refinance May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-009-00012`

Property Details

APN / Parcel Number

Primary APN	`11-009-00012`
Alternative APN	`WORC M:11 B:009 L:00012`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,102 sqft Living Area
Gross Area	7,483 sqft
1st Floor Area	1,765 sqft
Basement Area	1,737 sqft
Unfinished Basement	1,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,502 sqft (0.172 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	11-009-00012
Street Address	17 GERMAIN ST
City	WORCESTER
State	MA
Zip	01602-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	12
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2004
Census Tract	730802

Owner

Source: Worcester County and Worcester City records · APN 11-009-00012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 GERMAIN ST, WORCESTER, MA 01602-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 27, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILLBURY CU
Jul 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Book / Page	72031 / 332
Transfer Doc	47077-167
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	17 GERMAIN ST, WORCESTER, MA 01602-2104
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064329-236
Date	Jan 27, 2021
Book Page	64329/236
Instrument	12391

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2046

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 27, 2025
Property Address	17 GERMAIN ST, WORCESTER, MA 01602-2104
Document Number	072031-332
Book / Page	72031 / 332
Instrument Date	May 27, 2025
Instrument	41613
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GERMAIN ST, WORCESTER, MA 01602-2104

Mortgage

Document Number	0000041614
Date	May 27, 2025
Instrument	41614

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 01, 2028
Max Rate At Change	3%
Index	3-Year CMT
Margin	3

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 28, 2022
Property Address	17 GERMAIN ST, WORCESTER, MA 01602-2104
Document Number	0067982-40
Book / Page	67982 / 40
Instrument Date	Jul 28, 2022
Instrument	82884
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 GERMAIN ST, WORCESTER, MA 01602-2104

Mortgage

Document Number	0000082885
Date	Jul 28, 2022
Instrument	82885

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,544.00 (+6.19%)	$647,800 (+15.45%) Land $117,700 Building $530,100	$802,180 (+12.36%)
2024			$713,925
2023	$8,046.00	$561,100 Land $102,400 Building $458,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277308022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Hammond Heights listed 1980 · 79 contributing resources · NRIS 80000531

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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