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16 Germain St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 16 Germain St, Worcester, MA 01602 · Last verified April 2026

Property Summary

Property TypeDuplex
Details4 bd · 4.5 ba · 5,193 sqft · built 1913
Lot Size0.267 acres (11,625 sqft)
OwnerCompany Name on File
Last Sale$770,000 (Jul 2024)
Tax Bill$10,288 (2025)
Deeds & MortgagesApr 2022 Refinance
Dec 2023 Refinance
+ 6 more
Flood ZoneZone X (minimal risk)
APN11-007-00003

Property Details

APN / Parcel Number

Primary APN11-007-00003
Alternative APN
  • WORC M:11 B:007 L:00003

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Units2 Units
Stories3 Stories
Building Area5,193 sqft Living Area
Gross Area8,470 sqft
1st Floor Area2,229 sqft
Basement Area190 sqft
Unfinished Basement190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,625 sqft (0.267 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number11-007-00003
Street Address16 GERMAIN ST
CityWORCESTER
StateMA
Zip01602-2105
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block7
Legal Lot Number3
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2003
Census Tract730802

Owner

Source: Worcester County and Worcester City records · APN 11-007-00003

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16 DEAN ST, SOUTHBRIDGE, MA 01550-2567
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DURP LLC
Dec 29, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CROWD LENDING FUND
Apr 04, 2025Deed of Trust, Mortgage · Commercial Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Jul 24, 2024Correction Deed · Stand-Alone First Mortgage
NATL LOAN FUNDING LLC
Oct 04, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HONEYBEE FNCL LLC
Aug 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SACHEM CAP CORP
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEPHEN H HAIG
Jul 18, 2019Quit Claim Deed, Transfer
FOUR POINT CAP GRP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleOct 04, 2021 · Amount on Record
Deed Book / Page70800 / 152
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number067466-137
DateApr 20, 2022
Book Page67466/137
Instrument43455
Lender
NameDURP LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070050-269
DateDec 29, 2023
Book Page70050/269
Instrument108954
Lender
NameCROWD LENDING FUND
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071824-89
DateApr 04, 2025
Book Page71824/89
Instrument26396
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionWORCESTER MA
Recording DateJul 24, 2024
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Document Number070800-152
Book / Page70800 / 152
Instrument DateMar 04, 2024
Instrument58078
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 DEAN ST, SOUTHBRIDGE, MA 01550-2567

Mortgage

Document Number0000058497
DateJul 24, 2024
Instrument58497
Lender
NameNATL LOAN FUNDING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 04, 2021
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Document Number66214-270
Book / Page66214 / 270
Instrument DateOct 01, 2021
Instrument139173
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 DEAN ST, SOUTHBRIDGE, MA 01550-2567

Mortgage

Document Number139174
DateOct 04, 2021
Instrument139174
Lender
NameHONEYBEE FNCL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Document Number63205-216
Instrument DateAug 29, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 FOREST ST WORCESTER MA 016091529, WORCESTER, MA 01609-1529

Mortgage

Document Number63205-216
DateSep 08, 2020
Book Page063205/000216
Instrument102933
Lender
NameSACHEM CAP CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Document Number63642-168
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16 GERMAIN ST ST WORCESTER MA 01602, WORCESTER, MA 01602

Mortgage

Document Number63642-168
DateNov 02, 2020
Book Page063642/000168
Instrument131854
Lender
NameSTEPHEN H HAIG
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 18, 2019
Property Address16 GERMAIN ST, WORCESTER, MA 01602-2105
Document Number60724-51
Book / Page060724 / 000051
Instrument DateFeb 13, 2019
Instrument69145
Transaction TypeTransfer
Record UpdatedAug 06, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,732.80
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 FOREST ST WORCESTER MA 016091529, WORCESTER, MA 01609-1529

Mortgage

Document Number60724-53
DateJul 18, 2019
Book Page060724/000053
Instrument69146
Lender
NameFOUR POINT CAP GRP LLC
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,288.00 (+12.09%)$780,000 (+21.88%) Land $118,800 Building $661,200
2023$9,178.00$640,000 Land $103,300 Building $536,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277308022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Hammond Heights
listed 1980 · 79 contributing resources · NRIS 80000531

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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