17 Gandy Dr, Saint Louis, MO 63146 Property Records

St. Louis County property record for 17 Gandy Dr, Saint Louis, MO 63146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1958
Lot Size	0.248 acres (10,799 sqft)
Owner	Company Name on File
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16N-54-0353`

Property Details

APN / Parcel Number

Primary APN	`16N-54-0353`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,713 sqft
1st Floor Area	1,209 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	70 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17 GANDY DR
City	SAINT LOUIS
State	MO
Zip	63146-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GRAELER PARK PLAT 3 LOT 166
Legal Subdivision	GRAELER PARK PLAT 3
Legal Lot Number	166
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	1
Census Block	1005
Census Tract	215004

Owner

17 Gandy Dr is owned by a company that acquired it in November 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	12095 MANCHESTER RD, 2A, SAINT LOUIS, MO 63131-4416
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK NA
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK NA
Dec 6, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF MISSOURI
Aug 6, 2019	Loan Modification, Mortgage ST LOUIS BK
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit ST LOUIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2018
Transfer Doc	02329900599
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17 GANDY DR, SAINT LOUIS, MO 63146-4952
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12225 CLAYTON RD, SAINT LOUIS, MO 63131-2303
Investor	Possibly a Property Investor

Mortgage

Document Number	2022120700005
Date	Dec 7, 2022
Instrument	2022120700005

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17 GANDY DR, SAINT LOUIS, MO 63146-4952
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023062900399
Date	Jun 29, 2023
Instrument	2023062900399

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 6, 2021
Property Address	17 GANDY DR, SAINT LOUIS, MO 63146-4952
Document Number	0252540934
Book / Page	25254 / 934
Map Reference	MB 86 PG 17
Instrument Date	Nov 18, 2021
Instrument	2021120600126
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 GRAND MERIDIEN FOREST DR, WILDWOOD, MO 63005-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12225 CLAYTON RD, SAINT LOUIS, MO 63131-2303
Investor	Possibly a Property Investor

Mortgage

Document Number	2021120600127
Date	Dec 6, 2021
Instrument	2021120600127

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	17 GANDY DR, SAINT LOUIS, MO 63146-4952
Document Number	0236700096
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GANDY DR ST LOUIS MO 631464952, ST LOUIS, MO 63146-4952

Mortgage

Document Number	0236700096
Date	Aug 26, 2019
Book Page	023670/000096
Instrument	11

Lender

Name	ST LOUIS BK
Type	Bank
Address	TOWN AND COUNTRY, MO 63017

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17 GANDY DR, SAINT LOUIS, MO 63146-4952
Document Number	0233941329
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GANDY DR ST LOUIS MO 631464952, ST LOUIS, MO 63146-4952

Mortgage

Document Number	0233941329
Date	Feb 11, 2019
Book Page	023394/001329
Instrument	379

Lender

Name	ST LOUIS BK
Type	Bank
Address	TOWN & COUNTRY, MO 63017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Gandy Dr was $3,380, up 7.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,170 (-) Land $14,440 Building $36,730	$269,300 (-) Land $76,000 Building $193,300
2025	$3,380.00 (+7.37%)	$51,170 Land $14,440 Building $36,730	$269,300 Land $76,000 Building $193,300
2024	$3,148.00 (-0.38%)
2023	$3,160.00 (+16.43%)	$44,850 (+26.77%) Land $9,030 Building $35,820	$236,000 Land $47,500 Building $188,500
2022	$2,714.00	$35,380 Land $10,830 Building $24,550
2021			$186,200 Land $57,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Gandy Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Gandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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