15 Gandy Dr, Saint Louis, MO 63146 Property Records

St. Louis County property record for 15 Gandy Dr, Saint Louis, MO 63146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 1959
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on Record
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16N-54-0342`

Property Details

APN / Parcel Number

Primary APN	`16N-54-0342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,775 sqft
1st Floor Area	1,970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 GANDY DR
City	SAINT LOUIS
State	MO
Zip	63146-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GRAELER PARK PLAT 3 LOT 167
Legal Subdivision	GRAELER PARK PLAT 3
Legal Lot Number	167
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	1
Census Block	1005
Census Tract	215004

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 GANDY DR, SAINT LOUIS, MO 63146-4952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020
Deed Sale	Jun 3, 2020
Deed Document Number	2020169
Deed Book / Page	24031 / 243
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15 GANDY DR, SAINT LOUIS, MO 63146-4952
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GANDY DR, SAINT LOUIS, MO 63146-4952

Mortgage

Document Number	2022062200023
Date	Jun 22, 2022
Instrument	2022062200023

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jun 20, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.09%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 3, 2020
Property Address	15 GANDY DR, SAINT LOUIS, MO 63146-4952
Document Number	0240310243
Book / Page	024031 / 000243
Instrument Date	May 28, 2020
Instrument	169
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	15 CANDY DR ST LOUIS MO 63146, ST LOUIS, MO 63146

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,370 (-) Land $14,440 Building $40,930	$291,400 (-) Land $76,000 Building $215,400
2025	$3,655.00 (+10.86%)	$55,370 (+17.83%) Land $14,440 Building $40,930	$291,400 (+17.83%) Land $76,000 Building $215,400
2024	$3,297.00 (-0.36%)
2023	$3,309.00 (+6.54%)	$46,990 (+16.05%) Land $9,030 Building $37,960	$247,300 (+16.05%) Land $47,500 Building $199,800
2022	$3,106.00	$40,490 Land $10,830 Building $29,660
2021			$213,100 Land $57,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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