17 Florence Ln, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 17 Florence Ln, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2020)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Sep 2020 Refinance Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:8 L:44-F`

Property Details

APN / Parcel Number

Primary APN	`STAN M:8 L:44-F`
Alternative APNs	`M:8 L:44=F` `V0043R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	V0043R
Street Address	17 FLORENCE LN
City	STEEP FALLS
State	ME
Zip	04085-6852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Lot Number	44-F
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1005
Census Tract	17004

Owner

17 Florence Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 FLORENCE LN, STEEP FALLS, ME 04085-6852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Nov 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Deed Document Number	202070437
Deed Book / Page	37376 / 313
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	17 FLORENCE LN, STEEP FALLS, ME 04085-6852
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371490044
Date	Sep 8, 2020
Book Page	37149/44
Instrument	55426

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Nov 2, 2020
Property Address	17 FLORENCE LN, STEEP FALLS, ME 04085-6852
Document Number	0373760313
Book / Page	37376 / 313
Instrument Date	Oct 30, 2020
Instrument	70437
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	259 RIVER RD, LIMINGTON, ME 04049-3711

Mortgage

Document Number	0000070438
Date	Nov 2, 2020
Instrument	70438

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 17 Florence Ln was $2,924, up 5.3% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,924.00 (+5.33%)	$235,800 (+7.04%) Land $56,900 Building $178,900
2024	$2,776.00 (+6.48%)	$220,300 (+17.06%) Land $53,000 Building $167,300
2023	$2,607.00 (+7.37%)	$188,200 (+12.02%) Land $44,700 Building $143,500
2022	$2,428.00	$168,000 Land $39,500 Building $128,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17 Florence Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Florence Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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