Cumberland County and Standish Town property record for 15 Florence Ln, Steep Falls, ME 04085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,536 sqft · built 1990 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,628 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:8 L:44-H |
| Primary APN | STAN M:8 L:44-H |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 148,104 sqft (3.4 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | G1260R |
|---|---|
| Street Address | 15 FLORENCE LN |
| City | STEEP FALLS |
| State | ME |
| Zip | 04085-6852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Subdivision | EUGENE SMITH SURV |
| Legal Lot Number | 44-H |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17004 |
15 Florence Ln is owned and occupied by two individuals who acquired it in May 2015.
Source: Cumberland County and Standish Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 FLORENCE LN, STEEP FALLS, ME 04085-6852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2015 |
| Deed Sale | May 22, 2015 |
| Prior Sale | Dec 4, 2013 · Amount on File |
| Deed Document Number | 201522720 |
| Deed Book / Page | 32289 / 347 |
| Transfer Doc | 31207-0027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 15 FLORENCE LN, STEEP FALLS, ME 04085-6852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0358450307 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 35845/307 |
| Instrument | 35100 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 15 Florence Ln was $3,628, up 3.2% from the year before.
Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,628.00 (+3.16%) | $292,600 (+4.84%) Land $59,700 Building $232,900 |
| 2024 | $3,517.00 (+8.15%) | $279,100 (+18.87%) Land $55,800 Building $223,300 |
| 2023 | $3,252.00 (+5.79%) | $234,800 (+10.39%) Land $47,500 Building $187,300 |
| 2022 | $3,074.00 | $212,700 Land $42,300 Building $170,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Florence Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Florence Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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