16 Downing Cir, Gilbert, SC 29054 Property Records

Lexington County property record for 16 Downing Cir, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,372 sqft · built 2015
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Dec 2019)
Tax Bill$1,858 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003115-01-022

Property Details

APN / Parcel Number

Primary APN003115-01-022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,372 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address16 DOWNING CIR
CityGILBERT
StateSC
Zip29054-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionLAKESIDE RESERVE SD LOT 22
Legal SubdivisionLAKESIDE RESERVE
Legal Lot Number22
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group3
Census Block3012
Census Tract21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 DOWNING CIR, GILBERT, SC 29054-8483
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleAug 4, 2016 · Amount on Record
Deed Document Number201957998
Deed Book / Page20850 / 914
Record UpdatedSep 20, 2026

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateDec 20, 2019
Property Address16 DOWNING CIR, GILBERT, SC 29054-8483
Document Number2085000914
Book / Page20850 / 0914
Map ReferenceSL 1041 PG 8
Instrument DateDec 19, 2019
Instrument2019057998
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,054.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 DOWNING CIR, GILBERT, SC 29054-8483

Mortgage

Document Number2019057999
DateDec 20, 2019
Instrument2019057999
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,858.00 (+9.17%)$11,400 (-) Land $1,400 Building $10,000
2024$1,702.00 (+4.48%)$11,400 (-) Land $1,400 Building $10,000$285,000 (-) Land $35,000 Building $250,000
2023$1,629.00$11,400 Land $1,400 Building $10,000$285,000 Land $35,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing Cir

Nearby Streets

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