Haywood County property record for 17 Cottage Loop, Waynesville, NC 28785
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,300 sqft · built 2005 |
| Lot Size | 0.051 acres (2,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Mar 2005) |
| Tax Bill | $2,593 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8627-24-7857 |
| Primary APN | 8627-24-7857 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Lot Area | 2,222 sqft (0.051 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 169283 |
|---|---|
| Street Address | 17 COTTAGE LOOP |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28785-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 6 PHS 9 COTTAGE HOMES OF CYPRESS MEADOWS |
| Legal Subdivision | COTTAGE HOMES OF CYPRESS MEADOWS |
| Legal Unit | 6 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 920601 |
17 Cottage Loop is owned and occupied by an individual who bought it in March 2005.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2005 · Amount on File |
| Deed Sale | Mar 2, 2005 · Amount on File |
| Prior Sale | Mar 2, 2005 · Amount on File |
| Deed Document Number | 2005619545 |
| Deed Book / Page | 623 / 1758 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 17 Cottage Loop was $2,593.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,600 (-) Land $35,000 Building $289,600 | ||
| 2025 | $2,593.00 | $324,600 Land $35,000 Building $289,600 | $324,600 Land $35,000 Building $289,600 |
| 2023 | $324,600 Land $35,000 Building $289,600 | $324,600 Land $35,000 Building $289,600 | |
| 2021 | $324,600 Land $35,000 Building $289,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Cottage Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Cottage Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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