17 Cloverleaf Ct, Fredericksburg, VA 22406 Property Records

Stafford County property record for 17 Cloverleaf Ct, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,360 sqft · built 2001
Lot Size	0.247 acres (10,785 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Dec 2023)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44R-5-331`

Property Details

APN / Parcel Number

Primary APN	`44R-5-331`
Alternative APNs	`044R 5 331` `27306`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Basement Area	960 sqft
Finished Basement	700 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,785 sqft (0.247 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27306
Old Parcel Number	044R 5 331
Street Address	17 CLOVERLEAF CT
City	FREDERICKSBURG
State	VA
Zip	22406-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 331 10787 SQFT SEC 5 STAFFORD LAKES VILLAGE
Legal Subdivision	STAFFORD LAKE VILLAGE SEC 05
Legal Lot Number	331 10787
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1007
Census Tract	10307

Owner

17 Cloverleaf Ct is owned and occupied by an individual who bought it in December 2023.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG HOME LOANS
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FEDERAL CREDIT UNION
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JUSTICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Apr 2, 2003 · Amount on File
Deed Document Number	230014563
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

Mortgage

Document Number	0250012831
Date	Sep 30, 2025
Instrument	250012831

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Dec 7, 2023
Property Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Document Number	0230014563
Instrument Date	Dec 5, 2023
Instrument	230014563
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

Mortgage

Document Number	0230014564
Date	Dec 7, 2023
Instrument	230014564

Lender

Name	CMG HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	PRESTIGE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210035001
Date	Oct 19, 2021
Instrument	210035001

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	17 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Document Number	200015284
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CLOVERLEAF CT FREDERICKSBURG VA 224067269, FREDERICKSBURG, VA 22406-7269

Mortgage

Document Number	200015284
Date	Jul 1, 2020
Instrument	15284

Lender

Name	JUSTICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Cloverleaf Ct was $4,469.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,469.00	$477,200 Land $130,000 Building $347,200	$477,200 Land $130,000 Building $347,200
2023	$3,878.00	$410,400 Land $120,000 Building $290,400	$410,400 Land $120,000 Building $290,400
2021	$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Cloverleaf Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Cloverleaf Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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