10 Cloverleaf Ct, Fredericksburg, VA 22406 Property Records

Stafford County property record for 10 Cloverleaf Ct, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,976 sqft · built 2001
Lot Size	0.273 acres (11,935 sqft)
Owner	Individual Name on Record
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44R-5-333`

Property Details

APN / Parcel Number

Primary APN	`44R-5-333`
Alternative APNs	`044R 5 333` `27308`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Basement Area	780 sqft
Finished Basement	455 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,935 sqft (0.273 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27308
Old Parcel Number	044R 5 333
Street Address	10 CLOVERLEAF CT
City	FREDERICKSBURG
State	VA
Zip	22406-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 333 11937 SQFT SEC 5 STAFFORD LAKES VILLAGE
Legal Subdivision	STAFFORD LAKES VILLAGE SEC 5
Legal Lot Number	333 11937
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1007
Census Tract	10307

Owner

Source: Stafford County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 13, 2026	Divorce Transfer, Transfer
Jan 13, 2026	Divorce Transfer, Transfer
Jun 3, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026
Deed Sale	Jan 13, 2026
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	260000436
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007898
Date	Mar 9, 2021
Instrument	210007898

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

January 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	STAFFORD VA
Recording Date	Jan 13, 2026
Property Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Document Number	0260000436
Map Reference	DOC 10000351
Instrument Date	Dec 26, 2025
Instrument	260000436
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

January 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	STAFFORD VA
Recording Date	Jan 13, 2026
Property Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Document Number	0260000436
Map Reference	DOC 10000351
Instrument Date	Dec 26, 2025
Instrument	260000436
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 3, 2020
Property Address	10 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269
Document Number	200012202
Instrument Date	May 27, 2020
Instrument	12202
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CLOVERLEAF CT FREDERICKSBURG VA 224067269, FREDERICKSBURG, VA 22406-7269

Mortgage

Document Number	200012205
Date	Jun 3, 2020
Instrument	12205

Lender

Name	AMERICAN FIN'L NTWK INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+5.5%)	$434,200 (+6.42%) Land $130,000 Building $304,200	$434,200 (+6.42%) Land $130,000 Building $304,200
2023	$3,855.00 (+21.57%)	$408,000 Land $120,000 Building $288,000	$408,000 Land $120,000 Building $288,000
2021	$3,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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