17 Cloverdale Rd, Independence, VA 24348 Property Records

Grayson County property record for 17 Cloverdale Rd, Independence, VA 24348

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1992
Lot Size	16 acres (696,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2025)
Tax Bill	$746 (2025)
Deeds & Mortgages	Jan 2008 Line of Credit May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-A-20A`

Property Details

APN / Parcel Number

Primary APN	`35-A-20A`
Alternative APN	`8327`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	696,960 sqft (16 acres)
Terrain	Rolling
Porch	Porch
Porch Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8327
Street Address	17 CLOVERDALE RD
City	INDEPENDENCE
State	VA
Zip	24348-5100
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RF
Legal Description	16 35-A-20A
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2022
Census Tract	60202

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 CLOVERDALE RD, INDEPENDENCE, VA 24348-5100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2008	Deed of Trust, Mortgage · Line of Credit AMERICAN GENERAL FINANCIA
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage AXEN MORTGAGE
Oct 28, 2016	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2016	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2015	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	2025840
Deed Book / Page	706 / 62
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	17 CLOVERDALE RD, INDEPENDENCE, VA 24348-5100
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000800/108
Date	Jan 11, 2008
Book Page	800/108

Lender

Name	AMERICAN GENERAL FINANCIA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	May 12, 2025
Property Address	17 CLOVERDALE RD, INDEPENDENCE, VA 24348-5100
Document Number	0000706/62
Book / Page	706 / 62
Instrument Date	May 9, 2025
Instrument	250000840
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CLOVER LN, INDEPENDENCE, VA 24348

Mortgage

Document Number	0250000841
Date	May 12, 2025
Instrument	250000841

Lender

Name	AXEN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2055

Interest

Rate Type	Fixed Rate

October 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON VA
Recording Date	Oct 28, 2016
Property Address	17 CLOVERDALE RD, INDEPENDENCE, VA 24348-5100
Document Number	0160001923
Instrument Date	Oct 4, 2016
Instrument	160001923
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 WINDSOR RD, ELKHORN, WV 24831

January 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON VA
Recording Date	Jan 28, 2016
Property Address	17 CLOVERDALE RD, INDEPENDENCE, VA 24348-5100
Document Number	0160000143
Instrument Date	Dec 23, 2015
Instrument	160000143
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 AUGUSTA HWY, GILBERT, SC 29054-9719
Investor	Possibly a Property Investor

November 2015: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYSON VA
Recording Date	Nov 13, 2015
Property Address	17 CLOVERDALE RD, INDEPENDENCE, VA 24348-5100
Document Number	0150001982
Instrument Date	Oct 28, 2015
Instrument	150001982
Transaction Type	Foreclosure
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$746.00 (-18.02%)	$128,700 (-) Land $84,000 Building $44,700	$128,700 (-) Land $84,000 Building $44,700
2023	$910.00	$128,700 Land $84,000 Building $44,700	$128,700 Land $84,000 Building $44,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: GigaBeam Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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