504 Cloverdale Rd, Independence, VA 24348 Property Records

Grayson County property record for 504 Cloverdale Rd, Independence, VA 24348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 2004
Lot Size18.4 acres (802,419 sqft)
OwnerIndividual Name on Record
Tax Bill$1,419 (2025)
Deeds & MortgagesAug 2017 Refinance
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-A-22

Property Details

APN / Parcel Number

Primary APN35-A-22
Alternative APN
  • 12119

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,782 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area802,419 sqft (18.4 acres)
TerrainRolling
Parking Spaces3 Parking Spaces
PorchPorch
Deck Area248 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number12119
Street Address504 CLOVERDALE RD
CityINDEPENDENCE
StateVA
Zip24348-4998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRF
Legal Description18.421 35-A-22
JurisdictionGRAYSON VA
Township / Civil DivisionELK CREEK
Census Block Group2
Census Block2022
Census Tract60202

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 CLOVERDALE RD, INDEPENDENCE, VA 24348-4998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jul 23, 2018Deed of Trust, Mortgage · Line of Credit
SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 5, 2021
Transfer Doc0000002096
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON VA
Property Address504 CLOVERDALE RD, INDEPENDENCE, VA 24348-4998
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001484
DateAug 21, 2017
Instrument170001484
Lender
NameQUICKEN LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2032
Interest
Rate TypeFixed Rate
Rate3.88%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON VA
Property Address504 CLOVERDALE RD, INDEPENDENCE, VA 24348-4998
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000620/939
DateJul 23, 2018
Book Page620/939
Instrument180001382
Lender
NameSKYLINE NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 23, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGrayson County
Unified School DistrictGrayson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,419.00 (-4.32%)$244,700 (+4.26%) Land $94,900 Building $149,800$244,700 (+4.26%) Land $94,900 Building $149,800
2023$1,483.00$234,700 Land $94,900 Building $139,800$234,700 Land $94,900 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigaBeam Networks
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cloverdale Rd

Nearby Streets

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