17 Charles St, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 17 Charles St, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$365,600 (Dec 2023)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:23 B:A L:016`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:23 B:A L:016`
Alternative APN	`3239`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3239
Street Address	17 CHARLES ST
City	HAMPDEN
State	ME
Zip	04444-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 - R
Legal Block	A
Legal Lot Number	16
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2009
Census Tract	2000

Owner

17 Charles St is owned and occupied by two individuals who bought it in December 2023.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 CHARLES ST, HAMPDEN, ME 04444-1609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Feb 28, 2020	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Book / Page	17025 / 267
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	17 CHARLES ST, HAMPDEN, ME 04444-1609
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162620307
Date	Nov 5, 2021
Book Page	16262/307
Instrument	37804

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Dec 15, 2023
Property Address	17 CHARLES ST, HAMPDEN, ME 04444-1609
Document Number	0170250267
Book / Page	17025 / 267
Instrument Date	Dec 14, 2023
Instrument	30470
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 HAMMOND ST, BANGOR, ME 04401-4915

Mortgage

Document Number	0000030471
Date	Dec 15, 2023
Instrument	30471

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Feb 28, 2020
Property Address	17 CHARLES ST, HAMPDEN, ME 04444-1609
Document Number	0154530229
Book / Page	15453 / 229
Instrument Date	Feb 28, 2020
Instrument	5594
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005595
Date	Feb 28, 2020
Instrument	5595

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	17 CHARLES ST, HAMPDEN, ME 04444-1609
Document Number	0152990066
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHARLES ST HAMPDEN ME 044441609, HAMPDEN, ME 04444-1609

Mortgage

Document Number	0152990066
Date	Oct 1, 2019
Book Page	015299/000066
Instrument	29871

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Charles St was $5,259, up 26.4% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00 (+26.42%)	$297,980 (+12.11%) Land $50,370 Building $247,610
2024	$4,160.00 (-0.95%)	$265,800 (+21.81%) Land $45,400 Building $220,400
2023	$4,200.00 (+5.85%)	$218,200 (+13.82%) Land $37,300 Building $180,900	$245,385
2022	$3,968.00	$191,700 Land $32,700 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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