Penobscot County and Hampden Town property record for 15 Charles St, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1999 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,400 (Jan 2015) |
| Tax Bill | $5,082 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:23 B:A L:017 |
| Primary APN | HAMN M:23 B:A L:017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 3238 |
|---|---|
| Street Address | 15 CHARLES ST |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 - R |
| Legal Subdivision | WESTBROOK TER EXPANSION PH I |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2000 |
15 Charles St is owned and occupied by two individuals who bought it in January 2015.
Source: Penobscot County and Hampden Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 CHARLES ST, HAMPDEN, ME 04444-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2015 · Amount on File |
| Deed Sale | Jan 28, 2015 · Amount on File |
| Deed Document Number | 20151705 |
| Deed Book / Page | 13752 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 15 CHARLES ST, HAMPDEN, ME 04444-1609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0170220175 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 17022/175 |
| Instrument | 30145 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 15 Charles St was $5,082, up 39.5% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,082.00 (+39.5%) | $287,930 (+23.68%) Land $50,370 Building $237,560 | |
| 2024 | $3,643.00 (-0.98%) | $232,800 (+21.82%) Land $45,400 Building $187,400 | |
| 2023 | $3,679.00 (+5.84%) | $191,100 (+13.82%) Land $37,300 Building $153,800 | $793,250 |
| 2022 | $3,476.00 | $167,900 Land $32,700 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Verizon.
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