17 Charles Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 17 Charles Ave, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 736 sqft · built 1952
Lot Size0.341 acres (14,840 sqft)
OwnerIndividual Name on File
Last Sale$189,900 (Mar 2017)
Tax Bill$2,450 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APNWEST M:98 B:42

Property Details

APN / Parcel Number

Primary APNWEST M:98 B:42
Alternative APNs
  • M:098 B:42 L
  • 3315725

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area736 sqft Living Area
Gross Area2,096 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,840 sqft (0.341 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3315725
Street Address17 CHARLES AVE
CityWESTERLY
StateRI
Zip02891-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block42
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2019
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:98 B:42

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address17 CHARLES AVE, WESTERLY, RI 02891-2707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 23, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2017 · Amount on Record
Deed SaleMar 23, 2017 · Amount on Record
Prior SaleAug 29, 2000 · Amount on Record
Deed Document Number20171159
Deed Book / Page2017 / 4597
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address17 CHARLES AVE, WESTERLY, RI 02891-2707
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023-13802
DateOct 06, 2023
Book Page2023/13802
Instrument2023-3423
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueNov 01, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 23, 2017
Property Address17 CHARLES AVE, WESTERLY, RI 02891-2707
Document Number2017-4597
Book / Page002017 / 004597
Instrument DateMar 20, 2017
Instrument1159
Transaction TypeTransfer
Record UpdatedApr 11, 2017

Transaction

AmountAmount Recorded
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,450.00 (+3.51%)$314,900 (+35.15%) Land $156,100 Building $158,800
2023$2,367.00 (+0.59%)$233,000 (-) Land $111,600 Building $121,400
2022$2,353.00$233,000 Land $111,600 Building $121,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 87 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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