17 Cedar St, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 17 Cedar St, Southbridge, MA 01550

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,194 sqft · built 1948
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Aug 2026)
Tax Bill$4,707 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNSBRI M:0054 B:0060 L:00001

Property Details

APN / Parcel Number

Primary APNSBRI M:0054 B:0060 L:00001
Alternative APN
  • 3544

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
Gross Area2,874 sqft
1st Floor Area1,194 sqft
Basement Area1,194 sqft
Unfinished Basement1,194 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3544
Street Address17 CEDAR ST
CitySOUTHBRIDGE
StateMA
Zip01550-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionLEBANON PARK
Legal Block60
Legal Lot Number1
JurisdictionSOUTHBRIDGE MA
Township / Civil DivisionSOUTHBRIDGE TOWN
Census Block Group2
Census Block2004
Census Tract757500

Owner

17 Cedar St is owned and occupied by an individual who bought it in August 2026.

Source: Worcester County and Southbridge Town City records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address17 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Quit Claim Deed, Transfer · VA Mortgage
LOANPAL LLC
May 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SYNERGY ONE LENDING
Dec 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PARKSIDE LENDING LLC
Dec 28, 2018Quit Claim Deed, Transfer · VA Mortgage
EVOLVE BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2026 · Amount on File
Deed SaleAug 27, 2026 · Amount on File
Prior SaleDec 28, 2018 · Amount on File
Deed Document Number202674846
Deed Book / Page74090 / 79
Prior Transfer DateAug 25, 2026
Prior Transfer Doc0000074846
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTHBRIDGE MA
Recording DateAug 27, 2026
Property Address17 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Document Number0000074846
Book / Page74090 / 79
Instrument DateAug 25, 2026
Instrument202674846
Transaction TypeTransfer
Record UpdatedSep 15, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 CEDAR ST, SOUTHBRIDGE, MA 01550-2223

Mortgage

DateAug 27, 2026
Lender
NameLOANPAL LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHBRIDGE MA
Property Address17 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067641-110
DateMay 25, 2022
Book Page67641/110
Instrument56658
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHBRIDGE MA
Property Address17 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61596-137
DateDec 16, 2019
Book Page61596/137
Instrument136230
Lender
NamePARKSIDE LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2051

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTHBRIDGE MA
Recording DateDec 28, 2018
Property Address17 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Document Number59877-305
Book / Page059877 / 000305
Instrument DateDec 6, 2018
Instrument137145
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$889.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 CEDAR ST SOUTHBRIDGE MA 015502223, SOUTHBRIDGE, MA 01550-2223

Mortgage

Document Number59877-308
DateDec 28, 2018
Book Page059877/000308
Instrument137146
Lender
NameEVOLVE BK&TR
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17 Cedar St was $4,707, up 3.6% from the year before.

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalitySouthbridge Town City
Unified School DistrictSouthbridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,707.00 (+3.61%)$321,100 (+7.86%) Land $38,700 Building $282,400$295,070 (+7.51%)
2024$4,543.00 (+2.25%)$297,700 (+6.13%) Land $32,300 Building $265,400$274,455
2023$4,443.00$280,500 Land $32,300 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHBRIDGE WATER DEPARTMENT
serves 19,562 people · EPA ID MA2278000
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

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