11 Cedar St, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 11 Cedar St, Southbridge, MA 01550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1939
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2022)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0054 B:0059 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0054 B:0059 L:00001`
Alternative APN	`3543`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3543
Street Address	11 CEDAR ST
City	SOUTHBRIDGE
State	MA
Zip	01550-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	59
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	2
Census Block	2004
Census Tract	757500

Owner

Source: Worcester County and Southbridge Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Jul 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Aug 21, 2018
Deed Book / Page	67196 / 50
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0067196-50
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Mar 1, 2022
Property Address	11 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Document Number	0067196-50
Book / Page	67196 / 50
Instrument Date	Feb 28, 2022
Instrument	23644
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CEDAR ST, SOUTHBRIDGE, MA 01550-2223

Mortgage

Document Number	0000023645
Date	Mar 1, 2022
Instrument	23645

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Jul 29, 2020
Property Address	11 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Document Number	62905-310
Book / Page	062905 / 000310
Instrument Date	Jul 28, 2020
Instrument	82753
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SANDY BEACH RD HOLLAND MA 015212352, HOLLAND, MA 01521-2352

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Aug 21, 2018
Property Address	11 CEDAR ST, SOUTHBRIDGE, MA 01550-2223
Document Number	59289-210
Book / Page	059289 / 000210
Instrument Date	Aug 10, 2018
Instrument	87746
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 SANDY BEACH RD HOLLAND MA 015212352, HOLLAND, MA 01521-2352

Tax Assessment & Valuation

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+5.23%)	$267,800 (+9.53%) Land $38,800 Building $229,000	$311,885 (+5.29%)
2024	$3,731.00 (+6.15%)	$244,500 (+10.18%) Land $32,300 Building $212,200	$296,210
2023	$3,515.00	$221,900 Land $32,300 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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