Macon County property record for 17 Cedar Estates Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1976 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,500 (May 2017) |
| Tax Bill | $948 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6582784279 |
| Primary APN | 6582784279 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| 1st Floor Area | 1,500 sqft |
| Utility Area | 140 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 26,572 sqft (0.61 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Patio Area | 42 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 139845 |
|---|---|
| Street Address | 17 CEDAR ESTATES RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CEDAR RIDGE #'S 1 1A |
| Legal Subdivision | CEDAR RIDGE ESTATES |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970600 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 CEDAR ESTATES RD, FRANKLIN, NC 28734-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 19, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 20173199 |
| Deed Book / Page | 37 / 1054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 17 CEDAR ESTATES RD, FRANKLIN, NC 28734-5344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | E40/102 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | E-40/102 |
| Instrument | 2020006318 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | May 19, 2017 |
| Property Address | 17 CEDAR ESTATES RD, FRANKLIN, NC 28734-5344 |
| Document Number | Y37/1054 |
| Book / Page | Y-37 / 1054 |
| Map Reference | MB N-11 PG 95 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017003199 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 CEDAR ESTATES RD, FRANKLIN, NC 28734-5346 |
| Document Number | Y37/1058 |
|---|---|
| Date | May 19, 2017 |
| Book Page | Y-37/1058 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $948.00 | $255,970 (+6.67%) Land $31,200 Building $224,770 | $255,970 (+6.67%) Land $31,200 Building $224,770 |
| 2025 | $948.00 (+5.33%) | ||
| 2023 | $900.00 | $239,970 Land $31,200 Building $208,770 | $239,970 Land $31,200 Building $208,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: BalsamWest FiberNET, Frontier.
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