151 Cedar Estates Rd, Franklin, NC 28734 Property Records

Macon County property record for 151 Cedar Estates Rd, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,092 sqft · built 1990
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$759 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6582786859`

Property Details

APN / Parcel Number

Primary APN	`6582786859`
Alternative APNs	`0100407` `88657`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Terrain	Rolling
Porch	Slab
Porch Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	88657
Street Address	151 CEDAR ESTATES RD
City	FRANKLIN
State	NC
Zip	28734-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CEDAR RIDGE EST
Legal Subdivision	CEDAR RIDGE ESTATES
Legal Lot Number	6
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1026
Census Tract	970600

Owner

Source: Macon County records · APN 6582786859

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	151 CEDAR ESTATES RD, FRANKLIN, NC 28734-5350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	151 CEDAR ESTATES RD, FRANKLIN, NC 28734-5350
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D42/1649
Date	Oct 12, 2022
Book Page	D-42/1649
Instrument	2022007821

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,470 (-) Land $27,320 Building $170,150	$197,470 (-) Land $27,320 Building $170,150
2025	$759.00 (+1.61%)
2023	$747.00	$197,470 Land $27,320 Building $170,150	$197,470 Land $27,320 Building $170,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004, river or lake flooding, Hurricane Ivan
Flood Events	Hurricane Ivan (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 935 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.