Bergen County and Waldwick Borough property record for 17 Cathy Ln, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,738 sqft · built 1950 |
| Lot Size | 0.203 acres (8,839 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,500 (Aug 2018) |
| Tax Bill | $16,212 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00162-06-00014 |
| Primary APN | 64-00162-06-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,738 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 8,839 sqft (0.203 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400162F00014 |
|---|---|
| Street Address | 17 CATHY LN |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 3LT |
| Legal Subdivision | WALDWICK HEIGHTS |
| Legal Block | 162 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 27, 2018 | Deed with Mortgage, Transfer RALPH V & KATHERINE P CASERTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 20186156301 |
| Deed Book / Page | 3038 / 916 |
| Prior Transfer Date | Aug 10, 2018 |
| Prior Transfer Doc | 0030380916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Document Number | 0057210773 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 5721/773 |
| Instrument | 2026009004 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Document Number | 0051111989 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 5111/1989 |
| Instrument | 2023069916 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0045411233 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4541/1233 |
| Instrument | 2022007523 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0038360957 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3836/957 |
| Instrument | 20-124516 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 27, 2018 |
| Property Address | 17 CATHY LN, WALDWICK, NJ 07463-1203 |
| Document Number | 0030380916 |
| Book / Page | 003038 / 000916 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 61563 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $104.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 CATHY LN WALDWICK NJ 074631203, WALDWICK, NJ 07463-1203 |
| Document Number | 30380923 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 003038/000923 |
| Instrument | 61563 |
| Name | RALPH V & KATHERINE P CASERTA |
|---|---|
| Address | 3163 BEAVER CREEK DR SE, SOUTHPORT, NC 28461-8696 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Rate | 4% |
|---|
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706,400 (-) Land $292,400 Building $414,000 | $706,400 (-) Land $292,400 Building $414,000 | |
| 2025 | $16,212.00 (+3.66%) | $706,400 (+37.78%) Land $292,400 Building $414,000 | $706,400 (+37.78%) Land $292,400 Building $414,000 |
| 2024 | $15,640.00 (+7.12%) | ||
| 2023 | $512,700 Land $251,900 Building $260,800 | $512,700 Land $251,900 Building $260,800 | |
| 2022 | $14,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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