17 Bernards Ave, Bernardsville, NJ 07924 Property Records

Somerset County and Bernardsville Borough property record for 17 Bernards Ave, Bernardsville, NJ 07924

Property Summary

Property Type	Single Family Home
Details	792 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2018)
Tax Bill	$5,798 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00109-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`03-00109-0000-00014`
Alternative APN	`030010900014`

Interior

Stories	2 Stories
Building Area	792 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	17 BERNARDS AVE
City	BERNARDSVILLE
State	NJ
Zip	07924-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	109
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDSVILLE
Census Block Group	1
Census Block	1011
Census Tract	52701

Owner

17 Bernards Ave is owned and occupied by an individual who acquired it in December 2021.

Source: Somerset County and Bernardsville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 16, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 16, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 11, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Deed Document Number	201845935
Deed Book / Page	7088 / 2206
Last Transfer Date	Dec 15, 2021
Transfer Doc	0000073445
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Dec 22, 2021
Property Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403
Document Number	0000073445
Book / Page	7411 / 2611
Instrument Date	Dec 15, 2021
Instrument	2021073445
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403

Mortgage

Document Number	0000073446
Date	Dec 22, 2021
Instrument	2021073446

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Aug 16, 2021
Property Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403
Document Number	0000049395
Book / Page	7372 / 2475
Instrument Date	Aug 11, 2021
Instrument	2021049395
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Jun 16, 2021
Property Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403
Document Number	0000037400
Book / Page	7353 / 2454
Instrument Date	Jun 11, 2021
Instrument	2021037400
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 11, 2018
Property Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403
Document Number	0000045935
Book / Page	7088 / 2206
Instrument Date	Nov 1, 2018
Instrument	2018045935
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 HOWARD ST, 10, NORTH PLAINFIELD, NJ 07060-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2403

Mortgage

Document Number	0000045936
Date	Dec 11, 2018
Instrument	2018045936

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 17 Bernards Ave was $5,798, up 5% from the year before.

Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bernardsville Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,400 (+6.19%) Land $159,100 Building $165,300	$324,400 (+6.19%) Land $159,100 Building $165,300
2025	$5,798.00 (+5.04%)	$305,500 Land $150,800 Building $154,700	$305,500 Land $150,800 Building $154,700
2024	$5,520.00
2023		$265,900 Land $129,200 Building $136,700	$265,900 Land $129,200 Building $136,700
2022	$5,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Bernards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Bernards Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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