Somerset County and Bernardsville Borough property record for 13 Bernards Ave, Bernardsville, NJ 07924
| Property Type | Single Family Home |
|---|---|
| Details | 1,363 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jul 2015) |
| Tax Bill | $9,638 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00110-0000-00017 |
| Primary APN | 03-00110-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,363 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 13 BERNARDS AVE |
|---|---|
| City | BERNARDSVILLE |
| State | NJ |
| Zip | 07924-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 110 |
| Legal Lot Number | 17 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDSVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 52701 |
13 Bernards Ave is owned and occupied by two individuals who bought it in July 2015.
Source: Somerset County and Bernardsville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2015 · Amount on File |
| Deed Sale | Jul 6, 2015 · Amount on File |
| Deed Document Number | 201527435 |
| Deed Book / Page | 6804 / 3469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 13 BERNARDS AVE, BERNARDSVILLE, NJ 07924-2401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027583 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 7642/1800 |
| Instrument | 2025027583 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 13 Bernards Ave was $9,638, up 4.7% from the year before.
Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bernardsville Borough |
| Unified School District | Somerset Hills Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,700 (+6.48%) Land $156,000 Building $384,700 | $540,700 (+6.48%) Land $156,000 Building $384,700 | |
| 2025 | $9,638.00 (+4.67%) | $507,800 Land $147,800 Building $360,000 | $507,800 Land $147,800 Building $360,000 |
| 2024 | $9,208.00 | ||
| 2023 | $444,800 Land $126,700 Building $318,100 | $444,800 Land $126,700 Building $318,100 | |
| 2022 | $8,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Bernards Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Bernards Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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