17 Bernard Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 17 Bernard Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,912 sqft · built 1974
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on Record
Last Sale$184,000 (Oct 1997)
Tax Bill$5,835 (2026)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone X (minimal risk)
APNDRAC M:22 L:12

Property Details

APN / Parcel Number

Primary APNDRAC M:22 L:12
Alternative APNs
  • M:0022 B:0000 L:0012
  • 465115

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area3,507 sqft
1st Floor Area1,096 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area63,162 sqft (1.45 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number465115
Street Address17 BERNARD RD
CityDRACUT
StateMA
Zip01826-4201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number12
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group2
Census Block2007
Census Tract314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 BERNARD RD, DRACUT, MA 01826-4201
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1997 · Amount on Record
Deed SaleOct 1, 1997 · Amount on Record
Prior SaleJan 31, 1997 · Amount on Record
Deed Book / Page8812 / 297
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address17 BERNARD RD, DRACUT, MA 01826-4201
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33918-49
DateMar 16, 2020
Book Page33918/49
Instrument11219
Lender
NameMEMBERS MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,835.00 (+1.78%)$603,400 (+6.51%) Land $282,400 Building $321,000$640,680 (-)
2025$5,733.00 (+3.61%)$566,500 (+6.99%) Land $259,200 Building $307,300$640,680 (+5.41%)
2024$5,533.00 (+3.32%)$529,500 (+14.51%) Land $247,000 Building $282,500$607,810
2023$5,355.00$462,400 Land $215,000 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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