Middlesex County and Dracut Town property record for 13 Bernard Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,258 sqft · built 1975 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,500 (Jun 2012) |
| Tax Bill | $5,954 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:22 L:10 |
| Primary APN | DRAC M:22 L:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 3,562 sqft |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 516000 |
|---|---|
| Street Address | 13 BERNARD RD |
| City | DRACUT |
| State | MA |
| Zip | 01826-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 10 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 314302 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 BERNARD RD, DRACUT, MA 01826-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on Record |
| Deed Sale | Jun 29, 2012 · Amount on Record |
| Deed Book / Page | 26142 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 13 BERNARD RD, DRACUT, MA 01826-4201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0038168-93 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 38168/93 |
| Instrument | 33046 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,954.00 (+1.73%) | $615,700 (+6.45%) Land $279,300 Building $336,400 | $636,120 (+3.62%) |
| 2025 | $5,853.00 (+4.29%) | $578,400 (+7.71%) Land $256,200 Building $322,200 | |
| 2024 | $5,612.00 (+0.2%) | $537,000 (+11.02%) Land $244,200 Building $292,800 | $613,890 |
| 2023 | $5,601.00 | $483,700 Land $212,500 Building $271,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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