16R Franklin St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16R Franklin St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,389 sqft · built 1859
Lot Size0.096 acres (4,190 sqft)
Owner2 Trust Names on Record
Last Sale$360,000 (Aug 2014)
Tax Bill$6,933 (2026)
Deeds & MortgagesMar 2021 Refinance
Sep 2023 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APNMARB M:0169 B:0048 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0169 B:0048 L:0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,389 sqft Living Area
Gross Area2,624 sqft
Basement Area868 sqft
Unfinished Basement868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1859
Effective Year BuiltEffective 1859
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,190 sqft (0.096 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address16R FRANKLIN ST
CityMARBLEHEAD
StateMA
Zip01945-3562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block48
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1008
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address16 FRANKLIN ST, R, MARBLEHEAD, MA 01945-3562
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND
Sep 26, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 12, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2014 · Amount on Record
Deed SaleAug 26, 2014 · Amount on Record
Prior SaleDec 23, 2013
Deed Book / Page33502 / 187
Last Transfer DateSep 20, 2023
Transfer Doc0041778-92
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16R FRANKLIN ST, MARBLEHEAD, MA 01945-3562
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039653-479
DateMar 16, 2021
Book Page39653/479
Instrument20210316006360
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateSep 26, 2023
Property Address16R FRANKLIN ST, MARBLEHEAD, MA 01945-3562
Document Number0041778-92
Book / Page41778 / 92
Instrument DateSep 20, 2023
Instrument20230926001490
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 FRANKLIN ST # R, R, MARBLEHEAD, MA 01945-3562

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16R FRANKLIN ST, MARBLEHEAD, MA 01945-3562
Transaction TypeMortgage
Record UpdatedJun 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036011-580
DateJul 12, 2017
Book Page36011/580
Instrument79
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,933.00 (-0.19%)$809,900 (+5.52%) Land $546,800 Building $263,100$799,553 (+21.59%)
2025$6,946.00 (+1.52%)$767,500 (+0.51%) Land $546,800 Building $220,700$657,590
2024$6,842.00 (+5.07%)$763,600 (+17.26%) Land $546,800 Building $216,800
2023$6,512.00$651,200 Land $471,100 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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