Essex County and Marblehead Town property record for 13 Franklin St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,696 sqft · built 1885 |
| Lot Size | 0.241 acres (10,507 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,715,000 (Sep 2019) |
| Tax Bill | $16,914 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0165 B:0050 L:0 |
| Primary APN | MARB M:0165 B:0050 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,696 sqft Living Area |
| Gross Area | 4,297 sqft |
| Basement Area | 1,075 sqft |
| Unfinished Basement | 269 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,507 sqft (0.241 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13 FRANKLIN ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 50 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 203302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
13 Franklin St is owner-occupied and held in a trust since September 2025.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13 FRANKLIN ST, MARBLEHEAD, MA 01945-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Warranty Deed, Transfer |
| Jun 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Sep 6, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage USA ALLIANCE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | Sep 27, 2013 · Amount on File |
| Deed Document Number | 201920190906004620 |
| Deed Book / Page | 37821 / 525 |
| Last Transfer Date | Sep 10, 2025 |
| Transfer Doc | 0042962-80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 23, 2025 |
| Property Address | 13 FRANKLIN ST, MARBLEHEAD, MA 01945-3506 |
| Document Number | 0042962-80 |
| Book / Page | 42962 / 80 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 20250923000240 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 13 FRANKLIN ST, MARBLEHEAD, MA 01945-3506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38627-243 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 38627/243 |
| Instrument | 20200619001180 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 6, 2019 |
| Property Address | 13 FRANKLIN ST, MARBLEHEAD, MA 01945-3506 |
| Document Number | 37821-525 |
| Book / Page | 37821 / 525 |
| Instrument Date | Aug 24, 2019 |
| Instrument | 20190906004620 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 FRANKLIN ST, MARBLEHEAD, MA 01945-3506 |
| Document Number | 190906004630 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 190906004630 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 13 Franklin St was $16,914, up 4.4% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,914.00 (+4.36%) | $1,975,900 (+10.33%) Land $872,700 Building $1,101,200 | $2,265,182 (+2.46%) |
| 2025 | $16,208.00 (+1.94%) | $1,790,900 (+0.92%) Land $872,700 Building $918,200 | $2,210,840 |
| 2024 | $15,900.00 (+5.92%) | $1,774,600 (+18.22%) Land $872,700 Building $901,900 | |
| 2023 | $15,011.00 | $1,501,100 Land $751,900 Building $749,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 individual policies |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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